Lease Here Pay Here Software — You Keep the Title, You Control the Deal
Lease-ready inventory, scheduled lease payments, buyout tracking, and end-of-term handling — in one web-based system built for dealers who lease their own paper.
How LHPH Works Here
With Lease Here Pay Here, you are the lessor and the lender in one. Your name stays on the title, the customer drives the car, and the payments come to you — on a schedule you set. Dealer-Mate keeps every part of that deal in one web-based system, so nothing falls through the cracks.
You Keep the Title
During the lease, you stay on the title as owner. Dealer-Mate flags lease-ready inventory and ties every vehicle to its lease terms, so your asset and your paperwork always match.
Customers Pay on Schedule
Weekly, bi-weekly, or monthly — set the payment cadence that fits your customer and your cash flow. Dealer-Mate tracks every scheduled lease payment and shows exactly where each account stands.
Term End, Your Way
At term end, the customer can buy out, renew, or return the vehicle. Dealer-Mate tracks every path: buyout schedules, renewals, and returns — nothing gets lost in a spreadsheet.
Lease vs. Retail Sale — At a Glance
| Lease (LHPH) | Retail Sale | |
|---|---|---|
| Title holder | The dealer keeps the title during the lease | The customer holds title (with lender lien) |
| Payment structure | Scheduled lease payments — weekly, bi-weekly, or monthly | Installment loan payments to a lender |
| End-of-term options | Buy out, renew, or return the vehicle | Customer owns it — no return path |
| Who carries the risk | The dealer carries the asset risk on the lease | The lender carries the credit risk |
Lease Management
Leases have moving parts that retail deals don’t. Dealer-Mate gives you a command center for all of them:
- Lease-ready inventory flagging — mark vehicles as lease-ready and keep lease units separate from retail inventory, with terms and condition attached.
- Buyout schedules — see the buyout amount at any point in the lease, not just at term end.
- Payoff calculation at any date — quote an accurate payoff for any date, with principal, accrued amounts, and fees calculated to the day.
- Payment tracking against buyout — every payment posts against the lease and the running buyout balance, so you always know exactly where the account stands.
Lease-to-Own Conversion
When a lessee is ready to own it, don’t start over. Convert the lease to a sale in one flow: generate the sales contract, transfer the title, and keep the full payment history in the same record. The lease, the conversion, and the sale live together — one customer, one vehicle, one complete story.
Contracts & Compliance
Run the whole deal on paperless lease packets — applications, disclosures, lease agreements, and end-of-term documents, all generated from the deal record and stored where you can find them.
Texas compliance, built in. Dealer-Mate 2.0 runs on the platform on the Texas OCCC “Reviewed Motor Vehicle Software Vendors” list — reviewed for compliance with Chapter 348 of the Texas Finance Code. Required disclosures are enforced in the system, so the paperwork your customers sign carries what the law calls for.
Collections for Leases
Leases run on a schedule — and schedules slip. Dealer-Mate’s scheduled-payment tracking, payment reminders, and delinquency views keep you ahead of late accounts before they become problems.
Leases and retail paper share one collections toolkit. See how it works for Buy Here Pay Here: Buy Here Pay Here Software.
Live Example
See an LHPH dealer’s website built on Dealer-Mate — the Richmond Motors website example shows what a lease-focused dealer site looks like on the platform.
Start your FREE 30-day Demo Today!
See what Dealer-Mate can do for your Lease Here Pay Here operation — free for 30 days.
Call (323) 525-0747 or email sales@dealer-mate.com